Information Memorandum

Bond and Discount Note offerings issued on or after March 19, 2012 are subject to the FHLBank Information Memorandum for Consolidated Bonds and Consolidated Discount Notes (Including Global Debt Program), and as supplemented from time to time, below.

Bond and Discount Note offerings issued under the domestic funding programs from July 1, 2009 to March 19, 2012 are issued pursuant to and remain subject to the FHLBank Offering Circular for Consolidated Bonds and Consolidated Discount Notes of 2009.

Bonds offered under the Global Debt Program on or after March 1, 2006 but issued prior to March 19, 2012 are issued pursuant to and remain subject to the Global Memorandum.

Bonds are also subject to the terms and conditions as specified in the Offering Notice for the specific issue. The dealer should provide these documents to investors prior to or at settlement. After the settlement date, you can find these documents by visiting the Offering Notices/Pricing Supplements page and searching for the bond by CUSIP. They are also posted on Bloomberg.